A sunny ride across Biscayne Bay or the Intracoastal can turn expensive fast if another rider cuts across your path, your craft hits a submerged object, or a storm damages it at the dock. Personal watercraft are fun, fast, and easy to launch, which also means they carry real financial risk. Jet ski and personal watercraft insurance helps cover those risks. It can protect the craft, the rider, passengers, and other people or property involved in an accident. In Florida, where