Retail & Hospitality Insurance
in Florida & Georgia
Protecting the businesses that serve, welcome, and connect with customers every day.
Retail and hospitality businesses face risks every day, from customer injuries and property damage to employee claims, equipment breakdowns and cyber threats. We help restaurants, hotels, retailers and other customer focused businesses build insurance programs designed around the way they operate.
Coverage Solutions for Retail & Hospitality Businesses
General Liability
Protects against third-party bodily injury, property damage, and advertising injury claims.
Property Insurance
Protects your buildings, property, and business assets from covered losses.
Business Income
Helps replace lost income when a covered loss disrupts your business operations.
Crime
Protects your business from theft, fraud, forgery, and other dishonest acts.
Workers' Compensation
Covers medical expenses and lost wages for employees injured on the job
Commercial Auto
Covers your owned, hired, and non-owned vehicles used for business purposes.
Liquor Liability
Protects your business from claims arising from the sale or service of alcohol.
Umbrella & Excess Liability
Protects against third-party bodily injury, property damage, and advertising injury claims.
Professional Liability
Protects against claims of errors, omissions, or failure to perform professional services.
Equipment Breakdown
Helps cover sudden mechanical or electrical breakdowns to important business equipment.
Employment Practices Liability
Protects against claims of wrongful termination, discrimination, and harassment.
Cyber Liability
Protects your business from data breaches, cyberattacks, and ransomware.
Businesses We Help Protect
Restaurants
Boutiques
Bars & Taverns
Franchises
Hotels & Resorts
Convenience Stores
Breweries
Salons & Spas
Retail Stores
Coffee Shops
Shopping Centers
Entertainment Businesses
Why Retail & Hospitality Businesses Choose Cornerstone
We work with many insurance carriers to find coverage that fits your business.
We're responsive, knowledgeable and easy to do business with.
We understand the unique risks that come with serving customers every day.
We help businesses protect their property, employees, customers and income.