A sunny ride across Biscayne Bay or the Intracoastal can turn expensive fast if another rider cuts across your path, your craft hits a submerged object, or a storm damages it at the dock. Personal watercraft are fun, fast, and easy to launch, which also means they carry real financial risk. Jet ski and personal watercraft insurance helps cover those risks. It can protect the craft, the rider, passengers, and other people or property involved in an accident. In Florida, where

A calm day on the water can turn expensive fast. A loose dock line, a submerged object, a sudden storm, or one moment of poor visibility can lead to repairs, medical bills, cleanup costs, or claims from other boaters. Boat insurance helps protect against those risks. At its simplest, boat insurance is a policy that covers financial losses connected to owning and operating a boat. It can apply to powerboats, sailboats, fishing boats, personal watercraft, pontoons, and larger v